defaultPendingMinMs blocks the page on load #1646

Describe the bug

when hard-loading a page for the first time, it will show the loader (or an empty page) for the pendingMinMs time even if the route has no loader at all or the loader resolves before pendingMs has expired (default 1 second).

This is not the case when navigating to a route

Your Example Website or App

https://stackblitz.com/edit/tanstack-router-hzdror?file=src%2Fmain.tsx&preset=node

Steps to Reproduce the Bug or Issue

• reload the sandbox on the Home tab (this route has no loader)
• you should see an empty page for 5 seconds.
  • if you comment in the defaultPendingComponent, you should see loading... for 5 seconds.
• now go to the about tab (which has a 500ms loader, so shorter than the default 1s pendingMs) and reload it.
  • you should, again see the loading... (or an empty screen) for 5 seconds
• now navigate to Home via the link
  • home loads instantly, as expected, because it has no loader.

Expected behavior

I'd expect pendingMinMs to not influence the hard reload times, just like it doesn't block navigations either.

Screenshots or Videos

No response

Platform

any

Additional context

This behaviour is observable even with the default settings, but because defaultPendingMinMs is "just" 500ms, it's harder to spot.