[FEATURE]: add OPENCODE_DISABLE_GLOBAL_CONFIG flag to skip global config loading #21264

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Describe the enhancement you want to request

Problem

When embedding OpenCode as a subprocess via opencode serve (e.g. in an Electron app or backend service), the host application
provides all configuration through OPENCODE_CONFIG_CONTENT. However, OpenCode still loads global config files and scans global
directories from ~/.config/opencode/, which can cause unexpected behavior by merging unrelated user-level settings, agents, skills,
and plugins into the intended configuration.

Currently there is no way to skip global config and directory scanning:

• OPENCODE_DISABLE_PROJECT_CONFIG only skips project-level config, not global
• OPENCODE_CONFIG_CONTENT is additive — it merges on top of global config rather than replacing it

Note: This is related to but different from #20784 (settingSources). That PR provides a granular SDK-level mechanism to control
config sources. This PR takes a simpler approach with a single env var flag, consistent with existing OPENCODE_DISABLE_*
conventions, specifically targeting the embedded opencode serve use case.

Proposed Solution

Add a new environment variable OPENCODE_DISABLE_GLOBAL_CONFIG. When set to 1 or true:

1. loadGlobal() in config.ts returns an empty config object, skipping all files under ~/.config/opencode/ (config.json,
   opencode.json, opencode.jsonc)
2. ConfigPaths.directories() in paths.ts excludes ~/.config/opencode/ from the returned list, preventing scanning of global
   agents, skills, commands, and plugins

Scope

• Skipped: ~/.config/opencode/ config files, agents, skills, commands, plugins
• Not affected: project-level .opencode/ directories, OPENCODE_CONFIG, OPENCODE_CONFIG_CONTENT, well-known, account, managed
  configs

Naming

Follows the existing OPENCODE_DISABLE_* convention (e.g. OPENCODE_DISABLE_PROJECT_CONFIG, OPENCODE_DISABLE_CLAUDE_CODE).

Use Case

// Electron app spawning opencode serve
spawn(binaryPath, ['serve', '--port', '4096'], {
  env: {
    OPENCODE_DISABLE_GLOBAL_CONFIG: '1',
    OPENCODE_DISABLE_CLAUDE_CODE: '1',
    OPENCODE_CONFIG_CONTENT: JSON.stringify(myConfig),
  },
})

Implementation

Minimal change — 3 files, +15 lines:
- packages/opencode/src/flag/flag.ts: declare flag + dynamic getter
- packages/opencode/src/config/config.ts: early return in loadGlobal()
- packages/opencode/src/config/paths.ts: exclude global directory from ConfigPaths.directories()

PR: #21650